Understanding how data flows and who is editing the data during credit and booking processing is critically important for compliance reporting, but the complexity of bank operations can make data visibility and traceability very challenging. For many banks, this whole area remains something of a “black box.”

“Data lineage” can crack open that black box—shedding light on how and when data changes and who changes it during credit and booking processing. Data lineage captures this information as data moves from initial entry in the system of origin through various functional systems that support credit and booking processing and finally to storage in the system of record. This article explains the concept of data lineage, how we produce it, and, more significantly, how bank executives can use it to realize operational benefits well beyond compliance.
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